by Vicki Ferguson | Oct 29, 2025 | Health Insurance Tips
A Smarter Approach to Employer Health Coverage For many small business owners, offering health insurance is one of the hardest parts of running a company. Rising premiums, complex regulations, and unpredictable renewals make it difficult to balance employee needs with...
by Vicki Ferguson | Sep 29, 2025 | Health Insurance Tips
For many seniors, Medicare is meant to be the safety net that ensures healthcare costs remain predictable and affordable in retirement. But too often, what looks like a straightforward plan on paper comes with hidden costs that catch people by surprise. These...
by Vicki Ferguson | Sep 8, 2025 | Health Insurance Tips
A practical, consumer-friendly guide breaking down essential terms, with real-life examples, trusted data, and expert insight. Health insurance can feel like it’s written in another language, full of words like deductible, coinsurance, or EOB. In fact, 51% of...
by Vicki Ferguson | Aug 4, 2025 | Health Insurance Tips
Smart health coverage options for retirees under 65. Early Retirement and Pre-Medicare Health Coverage Retiring before age 65 means you’ll need to secure your own health insurance until Medicare kicks in. This “coverage gap” can last several years and cost thousands...
by Vicki Ferguson | Jul 28, 2025 | Health Insurance Tips
For women, health insurance isn’t just a policy. It’s the gateway to vital care at every stage of life. From family planning and pregnancy to chronic disease prevention and menopause, insurance shapes access, affordability, and outcomes. But as every woman who’s...
by Vicki Ferguson | Jul 23, 2025 | Health Insurance Tips
Medicare Advantage (MA) plans are an attractive option for millions of Americans seeking cost-effective healthcare coverage. But many enrollees are surprised to learn that even with MA, hospitalization can result in significant out-of-pocket costs. This article...
