by Vicki Ferguson | May 6, 2026 | Health Insurance Tips
Quick Answer Having a baby is one of the most financially risky moments for your health insurance because medical costs can rise sharply, coverage needs change immediately, and you have a limited window (often just 30 days) to update your plan. Without the right...
by jamesgeorge | Mar 23, 2026 | Health Insurance Tips
Yes, personal and family life changes can directly affect your health insurance, often in ways that aren’t immediately obvious. Major milestones like marriage, divorce, having a child, or changes within your household can influence your eligibility, coverage options,...
by Vicki Ferguson | Mar 9, 2026 | Health Insurance Tips
Marriage. A new job. A growing family. Planning for what’s next. Most major life events are positive milestones. Signs that life is moving forward. But while life evolves, health benefits don’t automatically adjust along with it. That’s why certain moments are a...
by Vicki Ferguson | Feb 2, 2026 | Health Insurance Tips
The Growing Burden of Chronic Illness Chronic illnesses like diabetes, heart disease, and autoimmune disorders are more than just health conditions. They’re financial challenges. According to the CDC, 6 in 10 adults in the U.S. have a chronic disease, and 4 in...
by Vicki Ferguson | Nov 24, 2025 | Health Insurance Tips
Every fall, insurance companies quietly update the “map” of which medications they cover in their health plans. This map is your drug formulary, and it can change every single year. Sometimes your prescription stay exactly where they are. Other times they move to a...
by Vicki Ferguson | Oct 29, 2025 | Health Insurance Tips, Small Business
A Smarter Approach to Employer Health Coverage For many small business owners, offering health insurance is one of the hardest parts of running a company. Rising premiums, complex regulations, and unpredictable renewals make it difficult to balance employee needs with...
