Insurance

Insurance Products

Did you know that the rules of the Affordable Care Act change every year? The burden is on you to navigate the options available.  Our experienced agents will be your personal consultants, working hard to find the best health insurance packages to meet your needs and budget. We shop all of the insurance carriers both on and off the marketplace, and tell you what your most affordable options are, at NO COST to YOU!

Our primary mission is to provide our agents with every tool they need to succeed. As an Agent Driven Agency we focus on you, the broker, who meets with your clients face to face.

Individual Health Plan

The cost of health care has risen drastically over the past few decades. If you do not have medical insurance coverage, a serious injury or illness can be financially devastating to you and your family. A recent study reports that approximately 50% of all personal bankruptcies are due to serious illness. A 3-6 month illness can rack up medical bills of $30,000 to $200,000 or more.

Even if you have health insurance coverage you might have too little coverage or the wrong kind of coverage, leaving you underinsured and overexposed to financial risk if an unexpected emergency were to occur. We can help you evaluate your situation and get the protection you need.

Plans Offered

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Dental

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Health

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Life Insurance

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Accident Plans

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Indemnity Plans

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Long Term Care

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Short Term Medical

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Medicare

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Vision

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Critical Illness/Cancer

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Telemedicine

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Travel Medical

medicare and medicaid plans

Medicare and Medicaid

Get the best value on Medicare Supplement Insurance (Medigap) and Medicare Advantage Plans. With competitive quotes from the major carriers, you’ll get the most protection for the least cost. We also help people with Medicaid that qualify for Medicare.

Our experts will help you understand the ins and outs of medicare and help you get the coverage that meets your needs.

  • MEDICARE PART A – Covers your hospital expenses.
  • MEDICARE PART B – Covers your medical expenses.
  • MEDICARE PART D – Rx coverage via a Prescription Drug Plan.
  • Medicare Advantage Plans (PART C) – “Bundled plans” offered by private companies approved by Medicare and includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare drug coverage (Part D).
disability insurance plans

Disability

Sickness, injury or other disability can leave your family’s future at risk. Disability insurance can help pay your mortgage, rent, car loans, and other monthly expenses if you’re totally disabled and can’t work. Protect your paycheck and gain peace of mind for less than $10 a month.

group health insurance plans

Small Group Health Insurance

Taking care of your employees is a top priority. Employer group health insurance or small business health insurance offer lower premiums than personal health insurance. Premiums that employers pay for employees are tax-deductible and can potentially qualify for small business health care tax credit. We can put together full benefit health care packages that are affordable for your specific group. Even as few as 2 employees can apply.

We carry a wide variety of trusted providers to give you plenty of great healthcare choices that are affordable for both employers and employees.

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