Mary Downing, National Benefit Plans
Mary Downing is a trusted independent local health insurance agent, dedicated to helping clients find the best options from a breadth of plans from quality carriers. From supplemental medicare, to individual health and life policies, she delivers affordable choices to meet the needs of every client. Serving the State of Michigan.
Location
Cheboygan, Michigan, 49721
Phone
231-818-9569
Speak With Mary
Best Health Insurance in Cheboygan County, Michigan
- Want affordable health insurance options from national carriers?
- Desire to be educated on potential healthcare coverage options?
- Only want to pay for what you need?
Individual Health Insurance
Medicare
Disability
Life
Carriers represented:
Blue Cross Blue Shield of Michigan (BCBSM), Priority Health, Humana, Golden Rule/United Healthcare (UHC), Aetna, HAP
Our Difference
The experienced and knowledgeable agents at National Benefits Plans have served as trusted insurance advisors to clients across the state of Michigan and Cheboygan County for over 30 years. We understand the complexities and nuances of health insurance and offer personalized guidance aligned with your unique healthcare needs so you can make informed decisions about your healthcare coverage.
Proudly serving Cheboygan County and all areas of Michigan

Excellent

Get Started Today
For a no-cost consultation and healthcare benefits review, call/text 231-818-9569 or email mary@nbpnm.com or send me a message:
Our Mission is to Empower
At National Benefit Plans, we take the time to listen, educate, and guide you through the complex world of health insurance. Our goal is to help clients make great choices because they have access to the best, most affordable healthcare insurance options available.
Serving clients in all areas of Michigan, including:
Cheboygan
Rogers City
Alpena
Onaway
Atlanta
Indian River
Grayling
Gaylord
Sault Ste Marie
Pickford
Naubinway
Oscoda
Harrisville
Black River
Mt. Pleasant.
FAQs
What health insurance products do you offer?
Which carriers offer plans through you?
Mary Downing offers plans from many national and Michigan-based insurance carriers, such as Aetna, Cigna, Humana and Blue Cross Blue Shield of Michigan. Great options for the Cheboygan community.
Location
National Benefit Plans
520 North Main, Suite 208
Cheboygan, Michigan, 49721
Phone: 231-818-9569
mary@nbpnm.com
National Headquarters
PRIVACY POLICY
1.Data Collection:
Our organization diligently collects personal information, including but not limited to name, email address, and phone number, upon registration for our comprehensive range of services. Additionally, we may gather detailed usage data and specific device information to enhance and optimize our service offerings, ensuring a tailored and efficient user experience.
2. Data Usage:
The information provided is meticulously utilized to deliver and continuously improve our services, tailor your experience to your unique preferences and needs, and communicate pertinent updates or promotional offers that may be of interest to you. This data-driven approach allows us to provide a more personalized and relevant service to our valued users.
Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties
3. User Rights:
You are entitled to access, rectify, or delete your personal data at any time. To exercise these fundamental rights, please contact our dedicated privacy team through the appropriate channels provided. We are committed to responding promptly and efficiently to all user requests regarding their personal data.
4. Opt-In and Opt-Out:
You retain the option to opt-in or opt-out of marketing communications at any time via your account settings or by directly contacting our support team. We respect your preferences and will promptly update your communication settings according to your wishes.
5. Contact Information:
For any privacy-related inquiries or concerns, please do not hesitate to email our dedicated privacy team at mary@nbpnm.com or call (231) 818-9569. Our knowledgeable staff is available to assist you with any questions or issues you may have regarding your personal data and privacy.
7. Policy Updates:
We will inform you of any substantial changes to this policy through email or our official website. It is recommended that you periodically review this policy to stay informed about how we protect your personal information and respect your privacy rights.
B. Required SMS Opt-In Language (FOR CONTACT US)
If you are using a contact form to collect consent, you must incorporate an optional checkbox with this exact statement, customized with your company details and use case:
“By checking this box, you agree to receive SMS messages from [Your Company Name] related to [Your SMS Use Case, e.g., appointment reminders and billing updates]. You may reply STOP to opt out at any time. Reply HELP to [Your Phone Number] for assistance. Messages and data rates may apply. Message frequency will vary. Learn more on our privacy policy page and Terms & Conditions.”
—————————————————————————————————————————-
SMS Terms & Conditions
1. SMS Consent Communication
“The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.”
2. Types of SMS Communications
If you have consented to receive text messages from [Company Name], you may receive messages related to the following specific examples:
• Appointment reminders
• Follow-up messages
• Update or reminder
3. Message Frequency
Message frequency may vary. You may receive up to 10 SMS messages per week regarding your appointments or account status.
4. Potential Fees for SMS Messaging
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5. Opt-In Method
You may opt in to receive SMS messages from [Company Name] in the following ways:
• By submitting an online form
• By providing verbal consent during a recorded or documented telephone call or in-person meeting.
6. Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7. Help:
Help: If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at [insert your support link or phone number].
8. Standard Messaging Disclosures:
• Message and data rates may apply.
• You can opt out at any time by texting “STOP.”
• For assistance, text “HELP” or visit our Privacy policy and Terms and conditions pages.
• Message frequency may vary
We do not offer every plan available in your area. Currently we represent 16 organizations which offer 90 products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options.