by Vicki Ferguson | Jul 23, 2025 | Health Insurance Tips
Medicare Advantage (MA) plans are an attractive option for millions of Americans seeking cost-effective healthcare coverage. But many enrollees are surprised to learn that even with MA, hospitalization can result in significant out-of-pocket costs. This article...
by Vicki Ferguson | Jun 30, 2025 | Health Insurance Tips, Small Business
Health insurance is one of the most valuable benefits a small business can offer—but also one of the most intimidating. Rising costs. Limited options. Complex compliance. For many small business owners, it can feel like offering health insurance is a luxury reserved...
by Vicki Ferguson | Jun 9, 2025 | Health Insurance Tips
Chronic illnesses — such as diabetes, heart disease, and arthritis — are among the biggest drivers of healthcare costs in the U.S. According to the Centers for Disease Control and Prevention (CDC), six in ten adults in America have at least one chronic disease, and...
by Vicki Ferguson | Jun 2, 2025 | Health Insurance Tips
Finding the Right Balance: Cost vs. Coverage Health insurance can feel like an impossible puzzle — balancing affordability with comprehensive coverage. On one hand, you want the lowest monthly premium possible; on the other, you need a plan that actually protects you...
by Vicki Ferguson | Apr 11, 2025 | Health Insurance Tips
Navigating health insurance can be overwhelming. Between deciphering policy jargon and balancing coverage with cost, it’s easy to feel lost. This is where a skilled health insurance agent becomes invaluable. But not all agents are created equal. Here are the key...
