Get the Affordable Insurance You Need

If you don’t have an employee-sponsored health plan, an individual policy is essential. If you are self-employed, a small business owner, turning 26 an early retiree, or in between jobs and on COBRA, our experienced health insurance agents can help you navigate the complexities of health insurance.

Our local agents listen to understand your needs and offer personalized guidance so you can make informed decisions about your healthcare coverage and protect yourself from an unforeseen future.

Frequently Asked Questions

How do I know I’m choosing the right health insurance plan for me — not just the most popular option?
At National Benefit Plans, we don’t push one-size-fits-all policies. We take the time to understand your personal health needs, budget, and preferred providers. Then we help you compare plans side-by-side so you can feel confident you’re making the right decision for you.

Can you really help me save money on my current health insurance costs?
Yes. Many of our clients are surprised to learn they’re overpaying or under-covered. We help uncover better options — often with lower premiums, reduced out-of-pocket costs, or expanded coverage — all with no extra cost for our service.

What’s the catch — do I have to pay you for this advice?
Nope. Our services are completely free to you. We’re compensated by the carriers, not by you — and we work with many top-rated insurance providers to ensure unbiased recommendations.

I’ve had bad experiences with agents in the past. How are you different?
We get it. That’s why NBP prioritizes trust, clarity, and ongoing support. You won’t get a pushy sales pitch — you’ll get a real conversation with an expert who wants what’s best for you, not for the insurance companies.

What happens after I fill out the form?
You’ll hear from a licensed, experienced advisor — not a call center. We’ll reach out to schedule a quick, no-pressure call to understand your needs and walk you through your best options. No obligation. Just guidance you can trust.

 

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Insure Every Part of Life

Individual Health Plan

Medicare & Medicaid

Disability

Group Health Insurance

Excellent

“We sat down with NBP and they reviewed all of our current doctors, prescriptions and medical needs. Using this information they found the best priced plan that covered everything we needed. This company is great to work with. They make a complicated process seem simple, making it easy to understand. Highly recommend this group!”

Dave Scott

“I contacted NBP prior to open enrollment and have no regrets that I did. The phone was answered quick and the person on the phone got me in contact with one of their agents. My open enrollment went quick, smooth, and stress free.”

Maya Fedosseev

“Health insurance can be very confusing and overwhelming. They make it simple to understand, and I am comfortable & reassured I got the right coverage for me, and a good rate. Thank you!”

Chris Fitz

“NBP is a wonderful company to work with. They help people everyday and simplify the difficult process in finding great health care. Their loyalty to their clients is unprecedented! I cannot say enough wonderful things about them.”

Jennifer Barbee

“Working as an Agent for National Benefit plans has not only been a pleasure, but they go above and beyond to make sure us agents have all the latest information and tools we need to provide our clients with the best service and knowledge.”

Kevin McGinn

Get Started Today

The knowledgeable independent agents at National Benefits Plans have served as trusted insurance advisors to clients across the state of Michigan for over 30 years. We represent the best Michigan-based and national carriers.

If you are looking for a trustworthy and reliable insurance partner to help you evaluate your options, you’ve come to the right place. Let us help you evaluate the right-fit insurance solutions to protect you and your family.

Our Mission is to Empower

At National Benefit Plans, we take the time to listen, educate, and guide you through the complex world of health insurance. Our goal is to help clients make great choices because they have access to the best, most affordable healthcare insurance options available.